When you have a car, you are able to enjoy all the benefits of having a car as well as being a commuter. If it comes down to it, you have the option of choosing to ride your car or choosing to ride public transport whenever you head for somewhere; whereas those who do not have a car are stuck to just using public transport. Of course, when you have a car, you need to invest in protection; and the best protection you can get when you have a car is auto insurance. With auto insurance, you basically lower your risk against financial losses brought about by accidents or theft that involves your car.
Auto insurance is a very important investment to have when you have a car. Accidents can happen on the road at any time. Since your car is your responsibility, any accident it causes is your responsibility. Basically, your car is your liability and if it causes any bodily injury or property damage, it means you will have to pay for the cost of repairs and/or medical bills. If you do not have auto insurance, paying for this will be your responsibility. If you do have auto insurance and you have the right coverage, the insurer will pay for all the expenses.
The truth about auto insurance is that it is a very important investment to make. Since there is no way of telling when an accident will occur, it is best to have auto insurance as a means of protection rather not have any when the need arise.
There are actually some people who think that auto insurance is a waste and that they are very good drivers and will never really need the use for auto insurance. However, if you get into an accident and you are responsible for it and that the cost for repairs and medical bills are significantly huge, then you are at a huge dilemma as you may face great financial losses on your part. If you had auto insurance, this would not be a problem. This is why it is always best to invest in insurance than risk losing it all.